What was the average 30-year fixed mortgage rate in the U.S. in 2025?
Answerabout 6.66%
Mortgage rates have stayed well above their pandemic-era lows through the mid-2020s.
Source: Bankrate, citing Freddie Mac data (2025) bankrate.com
Money · Facts & sources
Rates facts & stats
4 sourced facts about interest rates and the economy, each with the context behind the number. 4 more are in today's round and appear here after it closes.
The basics
Going deeper
What was the record-low average 30-year fixed mortgage rate, set in January 2021?
Answer2.65%
The COVID-19 pandemic pushed mortgage rates to the lowest weekly average ever recorded.
Source: Bankrate, citing Freddie Mac data (2021) bankrate.com
What was the U.S. annual inflation rate (CPI) as of August 2026?
Answer3.4%
That's the 12-month change in consumer prices, not seasonally adjusted.
Source: U.S. Bureau of Labor Statistics, CPI news release bls.gov
Expert level
What was the average U.S. FICO credit score in April 2021?
Answer716
That was up slightly from an average of 710 the year before, in 2020.
Source: Wikipedia (Credit score in the United States) (2021) en.wikipedia.org
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