What was the average 30-year fixed mortgage rate in the U.S. in 2025?
Answerabout 6.66%
Mortgage rates have stayed well above their pandemic-era lows through the mid-2020s.
Source: Bankrate, citing Freddie Mac data (2025) bankrate.com
Money · Facts & sources
Rates facts & stats
4 sourced facts about interest rates and the economy, each with the context behind the number. 4 more are in today's round and appear here after it closes.
The basics
Going deeper
What is the average interest rate U.S. banks charge on credit card accounts that carry a balance?
Answer22.15%
Credit card rates have climbed well above historical norms in recent years.
Source: Federal Reserve, Consumer Credit (G.19) release federalreserve.gov
What is the current average 15-year fixed mortgage rate, typically lower than the 30-year rate?
Answerabout 6.39%
Shorter mortgage terms usually carry a lower interest rate than the standard 30-year loan.
Source: Bankrate bankrate.com
Expert level
What was the average U.S. FICO credit score in April 2021?
Answer716
That was up slightly from an average of 710 the year before, in 2020.
Source: Wikipedia (Credit score in the United States) (2021) en.wikipedia.org
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