2.65%
What was the record-low average 30-year fixed mortgage rate, set in January 2021?
The COVID-19 pandemic pushed mortgage rates to the lowest weekly average ever recorded.
Source: Bankrate, citing Freddie Mac data (2021) bankrate.com
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What was the average 30-year fixed mortgage rate in the U.S. in 2025?

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2.65%
The COVID-19 pandemic pushed mortgage rates to the lowest weekly average ever recorded.
Source: Bankrate, citing Freddie Mac data (2021) bankrate.com
3.4%
That's the 12-month change in consumer prices, not seasonally adjusted.
Source: U.S. Bureau of Labor Statistics, CPI news release bls.gov
716
That was up slightly from an average of 710 the year before, in 2020.
Source: Wikipedia (Credit score in the United States) (2021) en.wikipedia.org
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